Home Buyers

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The percentage of households that could afford to buy an entry-level home in California stood at 59 percent in the fourth quarter of 2008, compared with 33 percent for the same period in 2008, according to a report released Wednesday by the California Association of Realtors.read more

Every new year typically comes with the implementation of a raft of new laws impacting every player and every sector of residential real estate. 2009 is no different as the following sampling of lawmakers' handiwork illustrates. read more

A simple question – Is now the time to buy a home? – generated heated debate at a recent dinner party, an argument that made attacks by political candidates appear tame.read more

Comparing the quality of schools became easier with the recent launch of “California School Finder,” a new on-line resource that offers easily accessible data designed to increase school accountability and transparency.read more

While many prospective home buyers are still waiting in hopes of catching the bottom, others are jumping into the residential real estate market feet first and, in a growing number of instances, they wind up competing with a swelling legion eager to capture a bargain.read more

Over-eager buyers, hunting for a bargain, believe it must be easier to sell a vacant home that is owned by a bank through a foreclosure. Buyers figure it's the perfect time to make an offer that gives new meaning to "low-ball." Wrong! read more

A new tax credit that emerged from the recently enacted historic federal housing bill is expected to benefit hundreds of thousands of home buyers.read more

Especially in today's market, which offers opportunities to qualified prospective buyers, renters would be wise to ask a few fundamental questions: read more

Regardless of market conditions, an opportunity always exists in the residential real estate market. That tried and true maxim is particularly accurate today as aid programs appear that are designed to steady the residential housing market and reopen the doors of home ownership to a wide range or prospective buyers. read more

Especially in today's market, which offers opportunities to qualified prospective buyers, renters would be wise to ask a few fundamental questions: Is it true that a mortgage could be equal to or only slightly higher than a monthly rent payment? Will any increase in payments or expenses be offset by tax benefits and long-term appreciation? Is now truly a good time to buy a home? read more

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• Homebuyer Education Providers

Articles

• Other Findings from Realtors' '2008-2009 State of the Housing Market' Report
• Why FICO Credit Scores Matter
• Nearly 60% of Households Now Can Afford to Buy
• 2008 -- A Year to Remember Rising home sales, falling values, financial meltdown
• Traditional Financing Returns: Owners Who Win Refinance Will be Able to Afford It
• VA Loans Offer a Lineup of Features
• Wood-Burning Fireplace Ban Coming
• Do NOT pay advance fees: Property Tax, Loan Modification Scams Flourish
• Mortgage Literacy: Know Your Loan
• Smart People Use a Realtor!
• Santa Clarita Valley: Vacant House Check Program
• FHA Leading Surge in Home Sales
• Legal Update: New Year Yields Multiple New Real Estate Law
• How to Reduce Air Pollution from Wood Burning Fireplaces
• Beware of Advance Pay Scams - Loan Modification Help Available