The Ubiquitous Mailbox is the
Chief Tool in a $1 Billion Swindle
By David R. Walker
Southland Regional Association of Realtors
Most homeowners treat it like a container for junk mail, but it’s time the
ubiquitous mailbox got the respect it deserves.
Failing to ignore security issues surrounding the common mailbox is, in a
growing number of instances, worse than leaving the house unlocked, the lights
on and cash on the dining room table. Identity theft is the fastest growing
white collar crime in the nation and the run of the mill mailbox is the chief
tool of this $1 billion a year swindle.
The Southland Regional Association of Realtors has organized a seminars
offering tips on how to avoid being a victim. The seminars also provided
suggestions on what homeowners should do if they wind up as the one out of
every five households that become prey to identity fraud.
A postal inspector with the U.S. Postal Inspection Service said some people
fail to realize they have been hit until too late, after their credit is ruined
and a mountain of bills arrive. That can happen because of thieves like the
Studio City “Joggers.”
Local police and postal inspectors chased pairs of men who would don running
shoes and sweat pants to jog through affluent neighborhoods. Typically, one
would follow not far behind the postal delivery truck. The jogger would snatch
the content of mailboxes and throw it to an accomplice trailing nearby in
a car.
“They would take everything,” the inspector said “The goal is to steal
credit cards, your name, date of birth and Social Security number.”
That’s all they need to buy expensive items to trade for cash, which
typically winds up being used to buy drugs. But one suspect was caught with
$42,000 in cash, 200 stolen credit cards and a new Jaguar in the garage.
Here are a few simple rules to keep “The Joggers” and less athletic identity
thieves at bay.
- Do not leave outgoing mail in an unlocked mailbox. Drop it off at a local
post office. Avoid letting mail sit in a U.S. Mail collection box overnight and
especially on weekends.
- Promptly pick up incoming mail once it is delivered to the mailbox.
- Purchase a locked mailbox or install a lock on an unlocked mail box.
Remember, the mail slot must be large enough and safe enough for the letter
carrier to insert mail.
- Arrange for mail to be delivered to a Post Office box for a small fee,
especially if you travel away from home a lot.
- Electronically deposit regular income checks to a bank account via direct
deposit. Contact the local bank for details.
- Get to know the local postal carrier, the vehicle they drive and their
daily schedule. A friendly wave can add to a sense of community and ensure
safety.
- Immediately report any suspicious persons or activity. Do not jeopardize
safety, but be a good witness.
The Postal Service pays up to $10,000 for information and services leading
to the arrest and conviction of mail thieves. Report suspect or crime
information to the Postal Inspectors’ 24-hour hotline at 626-405-1200. If
possible and safe, use a video camera to record mail thieves in action.
If a new credit card, check or other valuable fails to arrive, promptly
notify the sender and the police. And, of course, notify the Post Office if you
are going on vacation or have a trusted friend pick up mail promptly after
delivery.
Regularly check the status of your credit and place a fraud alert statement
on your credit cards. For tips on what to do when identity theft occurs,
contact us using the information below. Remember, if you are not part of the
solution, soon enough you may be part of the problem.
This column is a service of the 11,800-member Southland Regional
Association of Realtors, one of the nation’s largest local associations. Send
questions to David R. Walker via e-mail to DavidR7944@aol.com.
-- 30 --
PRINT VIEW
E-MAIL THIS ARTICLE TO A FRIEND
|